Renewal compare
Expiring vs. renewal · General Liability
- General aggregate limit
- $2M → $1M · p. 3
- Subcontractor injury exclusion
- Added · p. 47
- Endorsement schedule
- 3 forms dropped · p. 61
- Agency-branded client export
- Awaiting sign-off
Swiftcurrent Risk Intelligence · For independent agencies
Catch what changed at renewal — before your client does.
Swiftcurrent turns dec pages, endorsements, and renewal quotes into evidence-cited coverage intelligence — under your agency's brand. Built for producers, account managers, and CSRs at commercial P&C shops.
Every finding cited to the page it came from. Your team signs off before anything reaches a client.
Cited to page
Every renewal is re-underwritten. Most are never re-read.
The renewal gap
Renewal decs land days before the effective date — a hundred pages of forms, endorsements, and manuscript language, re-issued on new terms. A cut sublimit or a new exclusion rides in quietly, and nobody has time to read line by line. The insured finds out at claim time. The agency hears about it from the E&O carrier.
Swiftcurrent exists so that never happens: structured extraction of what's actually in the policy, a side-by-side diff of what changed, and a page citation behind every finding.
One engine. Three jobs your agency runs every week.
Extract, compare, gap-check, export — with your team reviewing every artifact before it leaves the office.
From PDF to client-ready in four steps
No AMS migration, no carrier integrations required to start. If you have the policy, you can run it.
01
Upload
Drop in dec pages, endorsements, and renewal quotes. PDFs are how policies actually arrive — so that's the ingest path.
02
Extract
Documents become a structured coverage model — limits, sublimits, deductibles, exclusions, forms — each fact tied to a page citation.
03
Compare & gap-check
Expiring vs. renewal diffs, multi-line rollups, and benchmarks against typical commercial programs surface what changed and what's missing.
04
Review & export
Your producer reviews, dismisses findings with a reason on record, signs off — then exports a versioned, agency-branded artifact.
Built for E&O reality
Software for licensed agencies has a different bar. Swiftcurrent is evidence-first because your name is on the export.
Cited, not asserted
Every extracted fact carries a citation to the page it came from. And when something isn't in the upload, Swiftcurrent says so — “not found, verify manually” — instead of guessing.
Versioned exports
Every client-facing artifact is versioned: what was sent, when, and from which documents. A paper trail built for the E&O file, not just the sales file.
Producer sign-off built in
Nothing reaches a client without human review. Findings can be dismissed with an audit reason, narratives edited — then the export ships under your team's name.
Your brand, your relationship
White-label by default: your agency's name, logo, and colors on every screen and export. Your licensed team stays the advisor — Swiftcurrent supplies structure and evidence.
Coming next, prioritized with pilot agencies: OCR for scanned carrier decs · Endorsement & manuscript ingest · AMS / CRM handoff · Direct carrier data connectors (Swiftcurrent Flow)
Onboarding a small group of pilot agencies now
We work hands-on with independent commercial P&C shops to sharpen Renewal Defense against real books. If renewal season is where your margin lives, let's talk.