Renewal compare
Expiring vs. renewal · General Liability
- General aggregate limit
- $2M → $1M · p. 3
- Subcontractor injury exclusion
- Added · p. 47
- Endorsement schedule
- 3 forms dropped · p. 61
- Agency-branded client export
- Awaiting sign-off
Swiftcurrent Insurance Suite · Risk Intelligence
Catch what changed at renewal — before your client does.
Swiftcurrent Risk Intelligence turns dec pages, endorsements, and renewal quotes into evidence-cited coverage intelligence — under your agency's brand. Built for producers, account managers, and CSRs at commercial P&C shops.
Every finding cited to the page it came from. Your team signs off before anything reaches a client.
Also in the Swiftcurrent Insurance Suite: Swiftcurrent Claims for NFIP Write Your Own carriers.
Cited to page
The Swiftcurrent Insurance Suite
Insurance software for agencies and carriers. Each product ties its output to the policy page or regulation behind it.
Every renewal is re-underwritten. Most are never re-read.
The renewal gap
Renewal decs land days before the effective date — a hundred pages of forms, endorsements, and manuscript language, re-issued on new terms. A cut sublimit or a new exclusion rides in quietly, and nobody has time to read line by line. The insured finds out at claim time. The agency hears about it from the E&O carrier.
Swiftcurrent Risk Intelligence exists so that never happens: structured extraction of what's actually in the policy, a side-by-side diff of what changed, and a page citation behind every finding.
Swiftcurrent Risk Intelligence
One engine. Three jobs your agency runs every week.
Extract, compare, gap-check, export — with your team reviewing every artifact before it leaves the office.
From PDF to client-ready in four steps
No AMS migration, no carrier integrations required to start. If you have the policy, you can run it.
01
Upload
Drop in dec pages, endorsements, and renewal quotes. PDFs are how policies actually arrive — so that's the ingest path.
02
Extract
Documents become a structured coverage model — limits, sublimits, deductibles, exclusions, forms — each fact tied to a page citation.
03
Compare & gap-check
Expiring vs. renewal diffs, multi-line rollups, and benchmarks against typical commercial programs surface what changed and what's missing.
04
Review & export
Your producer reviews, dismisses findings with a reason on record, signs off — then exports a versioned, agency-branded artifact.
Built for E&O reality
Software for licensed agencies has a different bar. Risk Intelligence is evidence-first because your name is on the export.
Cited, not asserted
Every extracted fact carries a citation to the page it came from. And when something isn't in the upload, Risk Intelligence says so — “not found, verify manually” — instead of guessing.
Versioned exports
Every client-facing artifact is versioned: what was sent, when, and from which documents. A paper trail built for the E&O file, not just the sales file.
Producer sign-off built in
Nothing reaches a client without human review. Findings can be dismissed with an audit reason, narratives edited — then the export ships under your team's name.
Your brand, your relationship
White-label by default: your agency's name, logo, and colors on every screen and export. Your licensed team stays the advisor — Risk Intelligence supplies structure and evidence.
Coming next, prioritized with pilot agencies: OCR for scanned carrier decs · Endorsement & manuscript ingest · AMS / CRM handoff · Direct carrier data connectors (Swiftcurrent Flow)
Swiftcurrent Claims · For NFIP Write Your Own carriers
Claims compliance built on NFIP program rules
Swiftcurrent Claims encodes the NFIP program's rules for statutory deadlines, coverage, loss settlement, and payment authorization. Every rule is tied to its regulatory source, and every claim keeps a complete audit trail.
Statutory deadlines
NFIP flood claim · Tracked from date of loss
- Date of loss
- Day 0
- Proof of loss due
- 60 days from date of loss
- Payment authorization
- Checked against program rules
- Audit trail
- Every action recorded
Every rule tied to its source
Rules for statutory deadlines, coverage, loss settlement, and payment authorization are encoded from the NFIP program. Each one cites the regulation it comes from, so your claims staff can see why a check applies.
Deadlines tracked from date of loss
Statutory deadlines are calculated from the date of loss. Proof of loss, for example, is due 60 days from the date of loss.
A complete audit trail
Every claim carries a full record of what was done and when, built for the accountability that comes with paying claims from federal funds.
Tested against FEMA's standards
The rule set is tested against FEMA's published standards and worked examples.
Onboarding a small group of pilot agencies now
We work hands-on with independent commercial P&C shops to sharpen Renewal Defense against real books. If renewal season is where your margin lives, let's talk.
NFIP Write Your Own carrier? Talk to us about Swiftcurrent Claims implementation.